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Here is my resume, how come nobody wants to hire me?
LEADERSHIP IN UNIQUELY CHALLENGING SITUATIONS
Dynamic, result oriented leader with a strong track record of routine in turnaround and high paced organizations. Utilize keen analysis, insights and team approach to drive organizational enhancement and implementation of excellent practices. Superior interpersonal skills, capable of resolving manifold and complex (sales, human resources, legal, financial, operational) issues motivating staff to peak routine. Additional areas of expertise contain:
•Strategy, Vision and mission plotting.
•Sales & Marketing leadership
•Profitability and cost analysis
•Programs, services and products
•Billing, collection and cash management
•Contract negotiations & strategic Alliances
•Finance, Budgeting & Cost management
•Broadcast relations & media affairs
•Policy and procedure enhancement
•Licensing and trade mark
•Team building and Routine enhancement
PROFESSIONAL EXPERIENCE
PRESIDENT 2007 MANUFACTURING CORPORATION… ERASED MA
President of a Food and Beverage manufacturing company that specializes in vitamin fortified teas and juices. It is an emerging leader in the food and beverage industry.
Notable Accomplishments:
•Oversaw that manufacturing and production are completely in amenable with government set of laws
•Conducted new business enhancement activities as a way to promote the company’s products and services and build a link surrounded by the convergence and consumers
•Developed New manufactured goods thoughts for future trends and healthy consumptions to satisfy customer wants and needs
•Generally responsible for all aspects of marketing, Advertising and sales of company products
•Enhanced business infrastructure ensuing in improved routine and cost reduction
ACCOUNT MANAGER/CONTROLLER 2005-2007 BANK CORPORATION…
Account controller of the leading provider of financial services to institutional investors. Their investment services contain and not limited to research, investment management, trading services and investment servicing.
Notable Accomplishments:
•Responsible for ensuring full falling in line of divisional daily core operation standards, operational and client-specific procedures
•Monitored amount of income and post daily expense accruals based on client direction
•Calculated cash availability accurately to meet routine standards for limited complexity portfolios
•Work with flat income and hedge funds
•Participated on a team responsible for merging multi-million dollar, complex companies. Project was transparent to customers with un-interrupted service
•Maintain daily/monthly supporting documentation for all outstanding items and records required for fund audits
•Calculate Net Asset Value per share
•Maintained heavy load of accounts; kept each account balanced and ready for daily funds
PERSONAL BANKER 2002-2005 FINANCIAL GROUP….
Banker for a $167 Billion commercial bank holding company. One of the 10 largest Commercial banking companies in the United States. Owned by the Royal Bank of Scotland.
Notable Accomplishments:
•Opened new business and personal account
•Prospected for new business and personal clients with high net worth’s
• Responsible for closing loans approved by the loan officer
•Involved in setting up the new banking branches in the city
EDUCATION
erased Institution … Business Administration Management conc, Minor in Marketing
MEDIA RELATIONS, APPERANACE AND RECOGNITIONS
THE LYNN ITEM: (HEADLINE) ….erased…… Launches Manufacturing Company
BEVNET.COM: (HEADLINE) …………………………………….erased…….. super-premium line for today’s health-conscious consumer… YEARS ERASED
Letter of recognition From Massachusetts State Senator,:
1. Way to long – it needs to one page.
2. 1st paragraph is full of wordy jargon – get rid of it.
3. Tailor your resume for the company that you are sending it to. What kind of experience do you have that they looking for? If they are are a marketing company say what kind of sales and leadership you really performed instead of saying “sales and leadership”.
4. Regulate the banking job to one or two lines since the banking job isn’t pertinent to the sales and marketing job.
Hope this helps
I am interested in learning to use wordpress and was wondering if socrates wp theme was a fantastic new theme for building sites?
Also there is a course for online marketing that I am thinking of taking and purchasing, it is called Commission Blueprint 2.0, there are so many reviews online about it that I have just become confused. Can anyone help me?
Need help with some basic accounting questions..?
1) Hanks Corporation bought $150,000 cash by issuing common stock to investors. As a result of this consequence,
A) retained earnings increased.
B) assets increased.
2) Which of the following items would appear on a balance sheet?
Notes To be paid
Dividends
Expenses
Revenues
3) A stockholder in a corporation would use ___ to learn about the company.
A) financial accounting information
D) both A and C
C) not-for-profit accounting information
B) managerial accounting information
4) If a company’s expenses are greater than its revenues for the year,
the company’s stockholders’ equity must have decreased during the period.
the company’s liabilities must have increased.
the company incurred a net loss during the period.
its assets increased during the period.
5) A company’s retained earnings at the beginning and ending of the accounting period were $48,000 and $55,000, respectively. If the company had revenues of $61,000 and expenses of $50,000, the amount of cash dividends paid must have been
$4,000.
$2,000.
$3,000.
$9,000.
6) An asset decrease ensuing from consumption of resources to earn revenue is
a net loss.
an expense.
a liability.
an asset source transaction.
7) Ohio Company provided services to a customer for $1,700 cash. As a result of this consequence,
retained earnings increased.
total assets decreased.
cash flows from financing activities increased.
total liabilities increased.
Wayne Company bought gear for $45,000 cash. As a result of this consequence, Wayne had a
$45,000 cash inflow from financing activities.
$45,000 cash outflow from financing activities.
$45,000 cash outflow from operating activities.
$45,000 cash outflow from investing activities.
9) Which of the following items would be an example of revenue?
cash expected from customers for services provided
all of these
cash expected from a bank loan
cash funds made by owners
10) In 1998, Parker Corporation bought land for $130,000. In 2010, Parker Company had the land appraised, and its value was estimated to be $190,000. Also during 2010, another company offered Parker $145,000 for the bundle of land. When the balance sheet is prepared at the end of 2010, at what dollar amount should the land be reported?
$145,000
None of these
$190,000
$130,000
11) During 2010, Cruz Company earned $5,000 in cash revenue, incurred $3,200 in cash expenses, and paid $500 in cash dividends to its owners. Based on this information,
retained earnings increased by $1,300 during the year.
the net cash flow from operating activities was $1,300 for the year.
total assets increased by $1,800 during 2010.
net income was $1,300 for 2010.
10 points for the best answer!!!!
1) Hanks Corporation bought $150,000 cash by issuing common stock to investors. As a result of this consequence,
B) assets increased
2) Which of the following items would appear on a balance sheet?
Notes To be paid
3) A stockholder in a corporation would use ___ to learn about the company.
A) financial accounting information
4) If a company’s expenses are greater than its revenues for the year,
the company incurred a net loss during the period.
5) A company’s retained earnings at the beginning and ending of the accounting period were $48,000 and $55,000, respectively. If the company had revenues of $61,000 and expenses of $50,000, the amount of cash dividends paid must have been
$4,000.
6) An asset decrease ensuing from consumption of resources to earn revenue is
an expense.
7) Ohio Company provided services to a customer for $1,700 cash. As a result of this consequence,
retained earnings increased.
Wayne Company bought gear for $45,000 cash. As a result of this consequence, Wayne had a
$45,000 cash outflow from investing activities.
9) Which of the following items would be an example of revenue?
cash expected from customers for services provided
10) In 1998, Parker Corporation bought land for $130,000. In 2010, Parker Company had the land appraised, and its value was estimated to be $190,000. Also during 2010, another company offered Parker $145,000 for the bundle of land. When the balance sheet is prepared at the end of 2010, at what dollar amount should the land be reported?
$190,000
11) During 2010, Cruz Company earned $5,000 in cash revenue, incurred $3,200 in cash expenses, and paid $500 in cash dividends to its owners. Based on this information,
retained earnings increased by $1,300 during the year.
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Duration : 0:0:51
Does the reason for this auto loan denial by the bank make sense?
Last month my cousin applied for a used auto loan of $10800 through Wells Fargo Auto Finace and she was putting $2000 down on the car herself. She has been employed as a teacher for 3 being and has student loan debt and a department store card with no balance. She has $6600 in savings. Due to her limited credit she looked-for a cosigner. As I really manage her brokerage account and prepare her taxes annually I am well aware of her ability to repay (please no lectures about co-signing). I agreed to do so as I have been a WF customer for being and have property financed by them as well as savings, IRA, etc. My credit score as a cosigner–760 with no installment payment and very small revolving debt. The WF loan officer–after reviewing my application confirmed it should be no conundrum to approve based upon the info he had and the income and assets involved by both of us. He proceeded to prep the actual loan paperwork in advance of underwriting approval.
But and much to both our surprise underwriting denied the loan and confirmed they would send a letter stating the reason why in 10 days–it really was more like 30. I expected the letter recently WITH MY NAME ON IT and it confirmed the reason for denial was due "past or delinquient payment." As I had NO late payments on ANY accounts with all three bureaus I called WF Finance for an explanation. I was transferred to a manager who told me the reason for the denial was due to my cousin having one 30 day late payment two being ago and because her score was low due to her limited credit and mine was so high "they could not approve the loan due to the amount disparity in the score range and the weight of the score falls on the primary payer" HUH?? Well what the heck is the purpose of having a co-signer if the bank won’t approve a loan for $10800 with the backing of someone who has multiples of the loan amount in THEIR bank in various accounts? They denied the loan because she had a low score and I had a high one. Does this make significance to anyone??
I work in credit card underwriting. If she has a limited file with a delinquency it will weight more heavily as there are no additional "excellent" loans to outweigh that delinquency showing that she can pay on time. The letter should have clearly confirmed that it was her delinquency that was preventing the loan, not yours. Even if she has the incoming cash to back up the loan her fico may have just been too low. It’s called a shallow credit file (limited credit references). Over time her score will increase as long as she can get your hands on some credit. With that being said, lending seems to be more judgemental now that banks have experienced monumental losses over the past year and a half. Your excellent credit should have helped her ability to get a loan, but it will not supercede her credit file if her credit score is just too low to approve. It sounds like they were very unclear in the adverse action letter, and I am surprised a two year ancient delinquency would prevent her from getting a car loan. She should get a copy of her credit report (it is free anytime you are denied credit) so she knows what her score is. The difference in your credit scores should not have had anything to do with the decline reason. Hope this helps to better know the situation.
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