Comments on: Where can I find a personal loan that is interest only for 1 or 2 years with a repayment schedule after that? http://www.thelinuxlabs.org/asset-based-loan/where-can-i-find-a-personal-loan-that-is-interest-only-for-1-or-2-years-with-a-repayment-schedule-after-that Loans Mon, 19 Jul 2010 14:46:58 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Ross T http://www.thelinuxlabs.org/asset-based-loan/where-can-i-find-a-personal-loan-that-is-interest-only-for-1-or-2-years-with-a-repayment-schedule-after-that/comment-page-1#comment-183 Ross T Sun, 07 Feb 2010 04:22:59 +0000 http://www.thelinuxlabs.org/asset-based-loan/where-can-i-find-a-personal-loan-that-is-interest-only-for-1-or-2-years-with-a-repayment-schedule-after-that#comment-183 Most mortgages in the UK can be structured in this way.<br><b>References : </b><br> Most mortgages in the UK can be structured in this way.
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]]> By: BigRed http://www.thelinuxlabs.org/asset-based-loan/where-can-i-find-a-personal-loan-that-is-interest-only-for-1-or-2-years-with-a-repayment-schedule-after-that/comment-page-1#comment-182 BigRed Sun, 07 Feb 2010 03:41:59 +0000 http://www.thelinuxlabs.org/asset-based-loan/where-can-i-find-a-personal-loan-that-is-interest-only-for-1-or-2-years-with-a-repayment-schedule-after-that#comment-182 For consumer loans, banks take a lot of comfort in seeing loans that are "performing" (usually meaning that they're paying both principal and interest), especially on an unsecured loan For a fairly modest-sized loan, it can be inefficient for a bank to customize a loan like you want. Here's an approach that could work for you: borrow more money than you need to get started. If the bank wants to know what you plan to do with this, call it a "reserve". The extra money you borrow will actually go towards the payments you make in the first year or two. You'll probably want to have at least a 5-year term (10 years would be better), and you'll have to be able to qualify for the higher amount, but it will achieve the same thing as having the bank allow you to make lower payments during the first couple of years.<br><b>References : </b><br> For consumer loans, banks take a lot of comfort in considering loans that are "performing" (ordinarily meaning that they’re paying both principal and interest), especially on an unsecured loan For a honestly modest-sized loan, it can be inefficient for a bank to customize a loan like you want.

Here’s an approach that could work for you: borrow more money than you need to get started. If the bank wants to know what you plot to do with this, call it a "reserve".

The extra money you borrow will really go towards the payments you make in the first year or two. You’ll doubtless want to have at smallest amount a 5-year term (10 being would be better), and you’ll have to be able to qualify for the higher amount, but it will achieve the same thing as having the bank allow you to make lower payments during the first couple of being.
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]]> By: Lucy Lu http://www.thelinuxlabs.org/asset-based-loan/where-can-i-find-a-personal-loan-that-is-interest-only-for-1-or-2-years-with-a-repayment-schedule-after-that/comment-page-1#comment-181 Lucy Lu Sun, 07 Feb 2010 02:54:59 +0000 http://www.thelinuxlabs.org/asset-based-loan/where-can-i-find-a-personal-loan-that-is-interest-only-for-1-or-2-years-with-a-repayment-schedule-after-that#comment-181 You are exactly right on stating that loans can be structured. The only people I know that can do this are Private bankers. And they have a different criteria on who can become their clients.You know exactly what you want. Hit them up. All headquarters of banks have them.<br><b>References : </b><br>Banker for over 25 years You are exactly right on stating that loans can be structured. The only people I know that can do this are Private bankers. And they have a different criteria on who can become their clients.You know exactly what you want. Hit them up. All headquarters of banks have them.
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Banker for over 25 being

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